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| Identity Theft: protection, prevention, insurance, preventing, statistics Prevention
DETECT
Detect suspicious activity by routinely monitoring your financial accounts and billing statements.
Be alert to signs that require immediate attention:
¦ Mail or bills that do not arrive as expected
¦ Unexpected credit cards or account statements
¦ Denials of credit for no apparent reason
¦ Calls or letters about purchases you did not make
Inspect:
¦ Your credit report. Credit reports have information about you, including what accounts you have and your bill paying history.
r The law requires the major nationwide consumer reporting companies—Equifax, Experian, and TransUnion—to give you a free copy of your credit report each year if you ask for it.
r Visit www.AnnualCreditReport.com or call 1-877-322-8228, a service created by these three companies, to order your free credit reports each year. You also can write: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281.
¦ Your financial statements. Review financial accounts and billing statements regularly, looking for charges you did not make.
While nothing can guarantee that you won’t become a victim of identity theft, you can
take specific steps to minimize your risk, and minimize the damage if a problem develops.
These steps make it more difficult for identity thieves to steal your identity.
It’s about following the “3 D’s” of identity theft protection—Deter, Detect, Defend
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